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Payment & remittance: avoid scams when buying/selling in Switzerland

Best practices for securing transactions: appointments, verifications, proofs, and delivery.

1) Warning signals

  • Seller in too much of a hurry, abnormally low price.
  • Refusal of appointments, “bizarre” payment requests.
  • Carrier imposed, messages copied and pasted.

2) Meet: where and how

  • Public and safe place, during the day.
  • Check the item completely (serial number if relevant).
  • If possible, come in pairs for expensive transactions.

3) Payment: favor traceability

Choose a method that leaves a trace and corresponds to the context (amount, trust, discount). Avoid “too complicated” diagrams and keep proof (message, receipt, confirmation).

4) Discount: proof & mini-contract

  • Write a mini-contract (date, price, status, signatures) for large sales.
  • Maintain exchanges (chat/email) in the event of a dispute.